Cookie Policy
Effective from 1 February 2025
We use various tracking technologies on nivolantore.com to make your visit more useful and to understand how people interact with our family budgeting resources. This policy explains what these technologies are, why we use them, and how you can manage your preferences.
Some of these technologies are essential for the site to function. Others help us improve your experience by remembering your settings or showing you relevant content about budgeting strategies that might actually help your household finances.
What Are Cookies and Similar Technologies?
Cookies are small text files that websites place on your device when you visit. They're pretty common — most sites use them. Think of them as a way for the website to remember things about your visit.
We also use similar tracking technologies like web beacons (tiny invisible images) and local storage (a way to save data in your browser). These work alongside cookies to help us understand how visitors use our budgeting tools and educational content.
When you visit nivolantore.com, these technologies might collect information like which pages you view, how long you spend reading our budgeting guides, or whether you return to finish a resource you started earlier.
Types of Tracking We Use
Essential Cookies
These are necessary for the website to work properly. They enable basic functions like page navigation, access to secure areas, and form submissions. Without these, you wouldn't be able to contact us or access certain budgeting calculators. We don't ask for permission to use these because they're required for the site to function.
Functional Cookies
These remember your choices and preferences — things like your preferred currency display or whether you've dismissed certain notifications. They make your experience more personalized and save you from having to re-enter information every time you visit our family budgeting resources.
Analytics Cookies
These help us understand how people use nivolantore.com. We can see which budgeting guides are most helpful, where people spend their time, and what content might need improvement. All this information is aggregated — we're looking at patterns across hundreds of visitors, not tracking individual users in detail.
Marketing Cookies
These track your visit across different websites to build a picture of your interests. We might use them to show you relevant content about family budgeting courses or tools. They also help us measure whether our educational content reaches the Australian families who might benefit from it.
How We Actually Use This Information
Here's what happens with the data we collect through these tracking technologies:
- We analyze which budgeting resources get the most attention and which ones people find less useful
- We remember your preferences so you don't have to reset everything each visit
- We identify technical issues — like if a particular page isn't loading properly for visitors
- We measure whether our educational content about household finances is reaching people in Port Macquarie and across New South Wales
- We understand the typical journey someone takes through our site before deciding to contact us
- We show you content that's relevant to where you are in your budgeting journey
For instance, if you've been reading our guides on managing mortgage payments, we might show you related content about refinancing options or debt reduction strategies. This isn't about being intrusive — it's about being helpful.
Managing Your Cookie Preferences
You have control over most cookies through your browser settings. Every major browser lets you block cookies entirely, delete existing ones, or receive warnings before a cookie is placed.
Keep in mind that blocking all cookies will affect how nivolantore.com works. You might lose access to features that require remembering your preferences, and some of our budgeting tools might not function properly.
Chrome
Firefox
Safari
Edge
Each browser has its own process for managing cookies. Usually you'll find these settings under "Privacy" or "Security" in your browser's preferences menu. If you need specific instructions, search for "manage cookies" along with your browser name.
Third-Party Cookies
Sometimes cookies come from other companies whose services we use. For example, if we embed a video about budgeting strategies, the video platform might place its own cookies. Or if we use analytics services, those providers place cookies to track website performance.
We're careful about which third parties we work with, but we don't have direct control over their cookies. These companies have their own privacy policies that explain how they handle your information.
Common third-party services that might place cookies on nivolantore.com include analytics platforms, video hosting services, and content delivery networks. We only work with providers who maintain reasonable privacy standards.
Cookie Duration and Data Retention
Not all cookies last the same amount of time. Some exist only while you're actively browsing our site — these are called session cookies. They disappear when you close your browser.
Others stick around longer — these are persistent cookies. They might remember your preferences for weeks or months so you don't have to reset everything each time you visit.
Your Rights and Choices
Beyond browser settings, you have several options for managing how we track your activity:
- You can request information about what data we've collected through cookies
- You can ask us to delete cookie data associated with your visits
- You can opt out of marketing cookies while still using the site
- You can use private or incognito browsing mode to limit tracking
- You can clear your browser's cookies manually at any time
If you're based in Australia, you have specific privacy rights under the Privacy Act 1988. This includes the right to know what personal information we hold and how we use it.
We'll respond to privacy requests within a reasonable timeframe, typically within 30 days. Sometimes we might need additional information to verify your identity before we can fulfill certain requests.
Mobile Apps and Devices
If you access nivolantore.com through a mobile device, similar tracking technologies apply. Mobile browsers handle cookies in basically the same way desktop browsers do.
Mobile devices also have their own advertising identifiers — these work similarly to cookies but are specific to your phone or tablet. You can usually manage these through your device settings under privacy or advertising preferences.
- iOS devices: Settings → Privacy → Advertising → Limit Ad Tracking
- Android devices: Settings → Google → Ads → Opt out of Ads Personalization
Updates to This Policy
We update this cookie policy occasionally — usually when we start using new tracking technologies or change how we handle existing ones. When we make significant changes, we'll update the effective date at the top of this page.
We won't drastically change how we use cookies without letting you know. If we start collecting different types of information or sharing data in new ways, we'll make that clear in an updated policy.
It's worth checking back here occasionally, especially if you're concerned about privacy. We try to be transparent about our tracking practices and any changes we make.
Questions About Our Cookie Policy?
If you want more details about how we use cookies
or have concerns about your privacy, get in touch
with us.
nivolantore
2B/2/146-148 Gordon St, Port Macquarie NSW 2444,
Australia
Phone: +61 416 258
051
Email: contact@nivolantore.com